This Tool will GUARANTEE that you save!

** UPDATE: Digit is free for the first 100 days, then there’s a $2.99/month fee.

 

digit-logo-green

Soooo, Digit is my new best friend! (sorry Dreena & Linda)

Why? Because this FREE  (for the first 100 days, then it’s $2.99/month) app studies my spending habits, then automatically finds small amounts of money that I don’t spend and saves for me. Yes! It takes the discipline out of saving.

That means no more excuses. I am saving (yes, I use it),  even when I’m sleeping, and so can you.

In the first few days, it transferred $1.47 from my checking account to my digit savings account. I like how it squirrels away small sums of money so I don’t even feel like I’m saving, but I am! 

  • All money saved is FDIC insured up to $250,000.
  • It’s safe. All of your personal info is anonymized, encrypted and securely stored using state of the art security measures.
  • You can also withdraw anytime you want by texting, “withdraw” and you can get you money back to the account you have linked to Digit.
  • Your savings “earns money”. Digit is not a bank, therefore isn’t allowed to pay interest. However they do have a rewards program, Digit Plus, that pays you cash bonuses for hitting 3-month savings goals.

Here’s how…Each week, Digit automatically analyze your account and look for money you’ve kept in Digit for 3 months. You get 5 cents for every $100, every 3 months for as long as you keep saving.

It literally takes less than 5 minutes to get started with Digit.

I know you have 5 minutes. Don’t wait, click here to begin saving:  http://thebudgetnistablog.com/digit

UPDATE: They recently launched a new app for iphone users! & Android users. So no matter what kind of phone you have, you can still use Digit here: http://thebudgetnistablog.com/digit 

 

How does Digit work?

1. Connect your bank account

To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find small amounts of money it can safely set aside for you.

Digit uses 128-bit bank-level security, and we don’t store your bank login.

2. Digit saves a little every week

Every 2 or 3 days, Digit transfers some money (usually $5-50) from your checking account to your Digit savings. Digit never transfers more than you can afford, so you don’t have to worry about over-drafting your account. In fact, they have a no-overdraft guarantee.

3. Access your savings anytime

Digit knows you’re saving for good reasons – a trip, a big purchase, or even just a rainy day. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day. Digit allows unlimited transfers, with no minimums, and no fees.

Yes! All of this for FREE for 100 days, then $2.99/month. Are you ready to get started? Click here to begin saving: http://thebudgetnistablog.com/digit

 

Still not sure? You don’t have to take my word for it….

 

Here are some testimonies from my Dream Catchers group on Facebook.

 

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Screenshot 2016-03-15 18.13.48

 

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Screenshot 2016-03-15 18.09.14

 

Have a question about digit? Ask in the comments.

 

Get digit here: http://thebudgetnistablog.com/digit

 

Live richer,

Tiffany “The Budgetnista” Aliche

 

Share our new best friend, Digit with the world….

I found a new, FREE savings App & I loooove it! Thank you #TheBudgetnista ! #LIVERICHER Click To Tweet

 

 

————-

My Lisa Rule: I have 4 sisters and Lisa is the baby (we’ll she’s not a baby anymore). Of all of my sisters, I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.

What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to. YOU are my Lisas. I feel protective over you and your financial journey.

Digit passes my Lisa Rule. Yes, I am an affiliate of Digit, and I earn a commission off of referrals, but I would not recommend a product or service that I didn’t believe was helpful and useful.

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  • Cindy Cox

    I attempted digit a few months ago, but unfortunately my credit union does not participate in this program. However, I’m using Acorns instead

    • justthink

      I use Acorns too. Just started. Do you like it?

      • Cindy Cox

        Yes I do actually. A small amount of money’s taken out of my account every week and invested for me and I don’t even miss it. I’m almost at $300 and if I didn’t sign up for Acorns I wouldn’t have saved that amount.

        • Lady Edwards

          Is there a fee with Acorn? That’s an awesome savings in such a little time! I may have to try it.

  • Dannielle Givens

    Thus far this is week 2 for me using Digit. I love it. It is simply and gets me really excited to see the Digit transfers. I’ll admit, I cheated a little and transferred money to Digit twice. (I thought it was being a little conservative) But when it does transfer money without my involvement, I get excited. In two weeks (without my transfers) I have saved $25. I’m using this as a vacation fund and my online savings for emergencies, investing and well… savings. 🙂

    • La Keisha

      How is Digit working out for you?

  • Nadege Waithe

    I just asked Digit to be a bit more aggressive in my savings!

    • Gwe Stewart

      You can be more aggressive, just go to your bank and tell them you want to transfer money from your checking to your savings. You can have as much or as little as you like and you can increase or decrease anytime you like and it’s absolutely FREE. No fees after a certain amount of days (after all it’s your money and you don’t have to tack on a fee to do it).

  • There is no app for Digit. You have to view it through the full website. That’s a bummer. I signed up, but I would prefer an app, that would be easier.

    • La Keisha

      Digit does have an App on IPHONE just go to your App store and type in Digit. 🙂

  • Lady Edwards

    Yesssss! Thanks for the advice going to look at it now! My credit union isn’t listed either.

  • KLS

    I use Digit and I love it! I’ve been using it since November. You don’t even have to think about it which makes it a breeze for me.

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  • leighandrea

    I love the digit app. It saves for me and I don’t even realize the money is missing. My goal is to save $1000 in six months #MMSSWEEPSTAKES

    • Teneka

      were you able to set that $1000 in 6 month goal within
      the digit app?

  • Consuella Small

    I so need this app because a constant reminder of my spending habit will make me think twice before swiping that card “swiper no swiping” lol. Thanks Tiffany #MMSWEEPSTAKES

  • Teneka

    Just downloaded digit…lets see how this goes

  • Teneka

    How do I set a savings goal in the digit app? I noticed that people had a goal for a certain amount to be saved such as for a vacation, moving expenses etc

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  • Victoria Hawkins Grant

    This sounds like the samething as what wells fargo already has, they put money in your savings everytime you use yourcard:)

  • Lisa Nicole Bostic

    I have both. Acorns works better for me