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Week 3: Increase Your Abundance

Today’s Easy Financial Task: Figure out how many hours you need to work to pay for your loves and abundance.

How to rock this task:

  • Keeping in mind the amount of money you need for your loves, calculate the number of hours and rate at which you need to work each week to reach this goal.


You’ve made it to Day 18!


Are you excited to earn more income on the side? I’m excited for you. Today we’re going to take yesterday’s task one step further. You’re going to figure out exactly how many hours you need to work to pay for your loves.


Always keep in mind, the reason you seek to earn more money isn’t to work yourself to death. I don’t believe in over-sacrifice. You should work to make exactly how much you need to meet your savings goals and live a more abundant life. No more.


Here’s how to find out how much work that’ll take:

Say I need to make an extra $350 per month for my loves. Since there are 4 weeks in a month, I need to make about $88 per week (or $350 divided by 4). I decide to babysit for $15 per hour. If I do, I need to make sure I get in about 6 hours of babysitting each week to reach my goal (or $88 divided by $15). Now it’s your turn!


When you’re finished doing the math, share how you plan to make this work with me in the comments vs. emailing me and with your accountability your partner.

Quick Reminder: How are you progressing towards your Savings Goal from Day 1? Keep me updated! Use the comments.


Still need more help? My financial friend Patrice Washington wrote a book,Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man.

The purpose of her book is to help you increase your income and more. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.

Thank me later….. 🙂


Don’t forget to share what you’re during today with your tweeps:

I'm calculating how much more I need to earn for my LOVES Day 18: #LiveRicherChallenge Click To Tweet


Remember, you can reach out to me here:

Twitter: @thebudgetnista

Instagram: @thebudgetnista

Facebook: The Budgetnista

Forum: Dream Catchers  (if you’re not already a member.)

Live richer,

Tiffany “The Budgetnista” Aliche

A Freebie:
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Copy of 2016 LRC Starter Kit

Want to work through the Live Richer Challenge: Savings Edition in a workbook? It’s already an Amazon Bestseller!
Click the link below and get your copy.
  • Barbara Moore

    This challenge is going by so quickly! In order to travel, I figure I would need $150-$200 a month. If I work some overtime, say one more day a week at my current job, I would make $285 extra a week. Thats very doable! I look forward for extra money for my loves! As far as saving goes, I will save $147 this week and am well on my way to having the $600 by October 1st.

    • Isn’t it @disqus_KKXGmHGYUz:disqus?! That’s great, keep working towards your goals!

  • Tonya

    I am doing good on my savings and paying off debts. I wanted the extra money to pay off debt more quickly, so an extra $100-$150 per week until or through the summer would help me reach my goal. I use a portion of my income tax to travel on more extended vacations. But once I pay off my CCs I will have enough left to take care of my loves (traveling back home on weekends and holidays, hair, nails and pedi, helping others). I think I would work a few extra months to save for down payment on my car (Acura TL).

  • Lauren Wilson

    Hello, is there a way to inbox a question other than facebook?

    • @disqus_Cn99pKHR0o:disqus, if it’s not a personal finance question, you can contact me, here: http://thebudgetnista.com/contact-me

      • Lauren Wilson

        It’s a question re: day 11. I actually posted in the thread if it is easier just to review and respond to the post…if it falls within guidelines of posting.

  • Cassandra T

    I figure I would need about $200 extra per month, about $50 per week. I think if I can do a research study or two per week in addition to the online surveys and a possible transcription job I can make that. In addition, I can take on babysitting or tutoring if necessary.

    • Great @disqus_yuWupAGwbn:disqus! Work that plan! Live in abundance!

  • Tonya

    OK I had to do a second post to tell my testimony for extra money! After being on my job for only 3 months I was given a promotion and a $15,000 raise! Yes u read right! I was looking for a second job and debating on whether

    • Wow @disqus_uMXDmJRuTN:disqus, thanks for sharing! Congratulations! #Abundance

      • Tonya

        Thank you for this Challenge it has changed my mindset and I think more positive about my savings and finances which has attracted abundance my way. And I am more determined to of getting out of debt and stay out of debt.

  • Virginia Johnson

    If for the moment, I stick strictly to making more money via overtime as I mentioned for Day17, I would have to work at least 5 hours overtime per week.

    • You know what it takes @disqus_Kyj3yDI3LJ:disqus! Work on it!

  • Jessica Désiré

    I’m going to do overtime at my job. Take advantage while we’re short-staffed. I need to put up or shut up about it. I’m going to look into mystery shopping n the surveys. I window shop so much, they probably already think I am a mystery shopper lol.

  • Colby R Rice

    I think in order to make the money I have to make, I’m going to push on with my new blogging biz, where I blog, create and sell courses, and host bootcamps / masterclasses / workshops on the crafts of novel writing, screenwriting, and filmmaking. 80% of my stuff will be free, but the other 20% I’d like to make a living off of and invest in my financial security and my loves!

  • Nathifa Harris

    I need, at the high point an additional $350 per month; which is $87.50 per week. In order for me to achieve that, I am looking into online work, surveys, transcription, etc. Also with a reduced cable bill (got rid of) I am automatically putting that money in savings, so that is $42.18 per month. I need to make $77.50 additional for my love/abundance fund.

  • Sharon Lewis

    In order to accomplish my abundance goal I have reduced by cellphone bill by $60 and my internet bill by $30…that’s a savings of $90…to get the rest of the funds for my abundance I will have to work an additional 2-3 hours a day.

  • Stephanie

    I figured if I work an extra 16hrs a month and focus this money just on my loves in one year I should be able to cover the expenses of my trip to Alaska in 2017
    3,000 total for the trip air fare ,cruise and all other cost.
    250.00 mo 62.50week 12.50 a day
    15.00hr for 4 hrs a week would give me my target savings for the trip.
    14 hrs a month should do it. That was great to figure that out. I never looked at it that way before.
    Thanks Budgetnista

  • Sabrina

    Now I understand week 15…lol. So I need to make an extra 125 per week to enjoy my abundance. I am signing up for a second job doing transcription and I am going to work on my personal business as well. I think I can make 125 a week easy if I just get started.

  • Diaminique Goodwin

    I put a plan together to sell bows on the side. I need to sell 10 bows a week to meet my weekly savings.

  • Vanessa

    I would want to start a side business that utilizes my talents and loves. I’m thinking tour guide in BK. 14 people for a 1.5 hour tour at $20 a pop.

  • Shawndolyn Hampton

    I need to make an extra $300 per week. Currently I’m working about 10-20 hours overtime weekly until employees that recently resigned are replaced, so that’s an extra $450-900 a week. That option won’t always be available plus I will eventually get sick of doing it since my job can be stressful and I don’t love my job. I will make up for it by tutoring. I hope to be able to tutor 5 students at a fixed cost of $50-60ea per week/$250-300 weekly. Eventually, my business will generate extra income as well.

  • Edis

    Well to help with my savings toward a home i eliminated interest payments on my remaining credit cards and so my payments go completely to principal. I am a secret shopper for apartments in which i make $25 to $40 a shop and this money goes directly into a savings and is part of the $20 a week challenge in which im ahead by a month, i also have signed up with 3 compsnies for surveys so if i get that goes toward savings as well. So if i work a side hussle of at least 4 hours a week that is an extra $50 to $75 a week which is appximately $200 to $350 a month. Im aiming to make $1200 by dec 31 just in the sude job not including all the other cut backs ive done.

  • Sarita Clarissa

    I just signed up to become an Amazon Flex delivery person. AT $18-25 per hour, and I plan on averaging around 20 hours a week, I will be able bring in an extra $1440-2000 per month before taxes!! I’m also going to finally stat my skin care, while building my other branches.