review-reflect-relaxNew to the Live Richer Challenge: Credit Edition? Learn more about it HERE.

Week 2: Credit Improvement

Day 13: Review, Reflect, Relax

Today’s Easy Financial Task: Review, Reflect, Relax

How to rock this task:

  •     Review this week’s Live Richer Challenge: Credit Edition tasks
  •     Reflect on the credit basics and the components that make up your credit score
  •     Relax. In two days we start Week 3: Credit Maintenance

Hey, hey, we’ve made it to the end of the second week of the Live Richer Challenge: Credit Edition!

Take this day to review, reflect, and relax.

Yes! I just completed Week 2, Credit Improvement of #liverichercredit Click To Tweet

Share what you’ve learned so far and how you feel about the process with me in the comments below vs. emailing me.

Today is also a great day to check in on your accountability partner(s). Do they need help with a task? Do they need some encouragement? Do you both need to catch up on past tasks? Each task day is at the top of this post.


You can make excuses or make moves. Not both. - #Liverichercredit Click To Tweet

Question: Did you have a chance to take my FREE web class yet?

If not, no worries! Time’s a ticking, but you still have a little time left to join me.

Web Class: How I Took My Credit Score From 547 to 752 In Two Years

What you can expect:

  • Dig in to the SCIENCE behind credit score calculations
  • Learn how to raise your credit score with a few QUICK, SIMPLE changes.
  • Learn how to tweak your credit report for MAXIMUM impact on your finances.
  • Get the 411 on how GOOD credit adds up to a less expensive life

Credit is POWER and I want YOU in full control of it!

Meet me in class TODAY, to find out how you can take the reigns!

Sign-up for my FREE Class here.


Live richer,

Tiffany “The Budgetnista” Aliche

You can reach out to me here:

Twitter: @thebudgetnista

Instagram: @thebudgetnista

Facebook: The Budgetnista

Private Forum: Dream Catchers : LIVE RICHER


*** Need Help? Feeling Overwhelmed? Want to work with someone one-on-one to improve your credit? Netiva “The Frugal CrediTnista” is offering her renowned, full credit improvement services & consultations at a special discounted price just for Dream Catchers! Learn more and get the help you need. Start with Netiva’s FREE consultationHERE. ***

Want to work through the Live Richer Challenge: Credit Edition in a workbook? It’s part of a bestselling series and has already hit #1 on Amazon! Get your copy below.


My Lisa Rule: I have 4 sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters, I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.

What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to either. YOU are my Lisas. I feel protective over you and your financial journey.

The products and services I recommend pass my Lisa Rule. Yes, I may be an affiliate and earn a commission off of referrals, but I would not recommend a product or service that I didn’t believe was helpful and useful.

The Challenge is sponsored by

  • Lakisha Marshburn

    I love the Jump like Jordan the titles are attention grabbing the information has been very helpful. The tips are simple and achievable. Thanks for doing this it’s a huge help to all people who want to be credit educated.

  • Cordia Williams

    Tiffany I so appreciate all of the lessons thus far, it is my goal like many of the DC’s to improve my credit so that i can be the first to prepare for the multiple generations who will come in my family and community. This challenge in phenomenal!!! and I’m thankful to have found it. I once heard you say that there is way to clear your emails of unnecessary junk possibly through an app. Can you please share that information again?, My emails are flooded multiple times everyday with promotions to get me off track, though i don’t succumb to the request to BOGO (buy one get one) it would be nice to not have them appear. I’ve also unsubscribed and yet they still come.

  • Cherise Montague

    Thanks for all the help so far! I have a couple of follow ups for next week, but it can only get better from here.

  • Seva_B

    Very valuable information!

  • Leilani Mayfield

    I like the inspirational statement: “You can excuses or make moves. Not both.”. This will be added to my vision board.

  • Selena

    I appreciate the information and I am making the changes! I saw my credit go up a few points in the past month. Amen.

  • Shirley

    I’ve reinforced much of what I knew, but now I am taking action. There are things I need to have removed from my report, and I will make that happen asap. Thanks for putting this together to help us.

  • LadyLittlefoot

    The biggest take away for me is paying off one credit card in full even if it’s a small balance and the beneficial effect on your credit score. I look forward to seeing my score climb.

  • Juanita

    Completed this task and received my w-2 will file taxes and pay down on my cards and put money into a retirement plan, life insurance and savings towards 6 months of emergency money

  • Wanda

    As I mentioned before I am running behind, but determined to complete the challenge although i might be late. This is a race I must endure to the end. Thank you Tiffany.

  • Priscilla

    Thank you for all the helpful information and tips on how to rebuild my credit. I have learned so much over the past couple of weeks. My future looks brighter because of having signed up with the Live Richer Challenge!!! Thank you Tiffany!!!

  • Trisha

    Thank you for all the information you are sharing. I am so overwhelmed and a little behind. I have everything saved and is determined. Praying one day soon I will began to see changes like a few others. It got to get better! You are appreciated.

  • Audra Arabella Daniel

    Good Morning, the knowledge that God is allowing me to gain from this group is helping me look at my financial demon in the face and say this far and no further. I am so excited about putting these tools to work . I desire to be Bless to be a Blessing to others. but it has to start within me. I thank you so much for this Group and I looking forward to rising my credit score 100 points. God Bless

  • Mona Carol

    I have filed two disputes directly with the credit bureaus, pending response. Thanks

  • Lisa Andrews

    Learning about utilization, and becoming an authorized user.

  • TONI

    Hello Everyone, I have a question. My car loan is high and I’m trying to pay it off quickly so here is the details. Annual rate is 18.95% Finance charge 12,672.93 Amount financed 18,256.83 Total payments 30,929.76.

    • Angelina Jackson

      Try refinancing with a credit union bank they have much lower interest rates. Good luck!

  • Deirdra Underwood

    Some I already knew but taking action now. I need home. I learned snowball and paying fully off credit cards. Thanks

  • Angelina Jackson

    I am grateful for the reminders and new information. Looking forward to positive results from the Snowball effect and using a 0 balance credit card to pay a small monthly bill. 😊