thebudgetnista.comHey Lady!

You’re currently on my blog. If you’d like to learn more about me and what I do outside of blogging, like speaking, teaching, writing, coaching…visit my site (pictured above), via the link below. <—-this is the link. click it.

There you’ll be able to:

– sign-up for my seminars, workshops and events (most of which are FREE)

– join my forum, where I take your money questions in a safe, no-judgement zone.

– learn about my services: speaking, teaching, writing, coaching

Hope to see you! 🙂




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  • Pingback: Year of Preparation – January | Path of Conquerors()

  • Cheryl

    Hello Ms. Tiffany,
    I received an email stating that I was accepted into the Dream Catchers Group.
    But I don’t know how to log into the group. I just finished session #8 today 2/5/2016. And I would love to find an accountability partner within the group.
    Please Help.
    Peace and Blessings
    Cheryl Denise Chandler

  • Allison James

    Hi Tiffany, my goals are to pay off my student load and purchase a home by the end of 2016. #MMSweepstakes Allison James

  • GPS

    My financial goal is to pay these thousands of dollars of student loans and pay my car off. Save for a house by the end of this year!! Yoo hoo!! #MMSweepstakes

  • Nicole

    My goal is to pay off my credit cards #MMSweepstakes

    Thank you for the information you provide Tiffany

    Nicole Porter

  • Mila Gulartr

    Hi Tiffany,my goal is to pay off my credit cards in full within 6mos. I’d like to pay my car off earlier than anticipated time. #MMS Sweepstakes Mila Gularte

  • Candice Hodge

    Hi Tiffany, my goal is to be debt free with exception to our mortgage by the end of 2016. Candice Hodge #MMSweepstake

  • Firsttimemommy

    One of my financial goals for this year is to have $1000 emergency fund in place by the end of the year. #MMSweepstakes

  • Lisa Curry

    my goal is to raise my credit score and to buy a new home by learning from your tips on how to pay off my debt, saving money and have some passive income.
    #MMS SWEEPSTAKES. Lisa Curry

  • Michele Rivera

    My goal is to be able to get my credit back n live my life comfortable not a struggle every day n to be able to help my daughter with college #MMSweepstakes

  • C Simpson

    My goal is to save towards another home and pay off my car by the end of the summer.

  • Kimberly Ali

    My goal is to get my credit score up… add on to my emergency fund which I am halfway there…..and to complete my change jar and my dime challenge. …..these,are my goals…..thanks to this group I am halfway there with all of my goals #MMS SWEEPSTAKES#…KIMBERLY ALI

  • Rebecca Rose

    My goal is to continue to repair my credit, save money so that my grandson I’m raising will have something in case something happens to me. I want ne more credit worthy and feel confident i can take care of my grandson until he becomes of age. He and I have lost a lot through the years. He lost his mother and I lost my son ( not his father), but my oldest child. So I’m in a recovery state coming from having to homelessness to starting fresh. So investing in my grandson is my goal as well. #MMSweepstakes

  • Niyah B Raniyah

    My financial goal is to pay down all of my cc debt by the end of 2016, and purchase my first home in 2017. Wish me luck! #MMSweepstakes

  • Olivia RisingAbove Gipson

    My goal is to complete the 5000$ challenge, learn to manage finances, and become more conscious of my spending. Overall, come out of unnecessary debt and stay out! #MMSweepstakes

  • Melinda Richardson

    My goal is to teach my girls how to save as I am learning to apply savings into our family life. #MMSweepstakes

  • Janelle C. Nelson

    My goals are to be free of past debts, finally become a homeowner and continue to save! save! save! and pass the lessons I have learned onto my children! #MMSweepstakes

  • Kimberly N. Jackson

    My financial goal is to be a debt free homeowner by the end of 2016!

  • Samantha Baker

    My goal is to be debt free and start saving more money . #MMSweepstakes

  • Juanita Reid

    One of my goals is, I declare financial freedom and i will be debt free by December 31,2016 #MMSweepstakes.

  • Tammy Harmon

    My financial goal is to save money from my extra streams of income to buy a house. I also hope to inspire my children to handle their finances wisely. #MMSweepstakes

  • Nitasha Walder

    My financial goal is debt freedom. Living below your means is a great way to start the process. I feel like a winner. #MMsweepstakes

    Nitasha walder

  • Shawna norman

    My goal for 2016 is to pay off credit card and save for Raider football season tickets #MMSweepstakes

  • Latrese

    I plan to payoff my student loan by the end of this year.


  • Toshica Conyers

    I want to save $5000 in my personal savings by the end of the year and save $2000 for my business start up #MMSweepstakes

  • Nikia Shelby

    My financial goal is to paid off my car note in 2016 and save for my son first year of college in 2017.#MM SWEEPSTAKES

  • Carla Wells

    My Financial Goal is once I become employed again to set aside $100 each pay period and begin my emergency fund. That way I will never go through hard times like this again #MMSweepstakes

  • Yolanda Brown.

    My Financial goal is to save 100 dollars a month #MMsweepstakes

  • MsChar

    Hi Budgetnista, My financial goal is to repair my credit by making on-time payments and paying off $3400 in old/delinquent debt and saving $2000 by the end of the year #MMSweepstakes

  • Shameka Ashley

    My financial goal is to start a emergency fund with the credit union. In this account I will start with small ($10 weekly)deposits til I’m able to contribute more. #MMSWEEPSTAKES

  • Tashaba Morrison

    My financial goal is to pay off credit card and personal loan debt.

  • April Zeigler

    My financial goal is to continue on the path of rebuilding my credit and to become more educated on what to do to maintain this lifestyle change so I want be put in this situation again. Also to save so I can become a homeowner. #MMSWEEPSTAKES

  • Danielle Holland

    My financial goal is to be debt free by December 2016. So far I have paid off two credit cards. This will free up money for me to save more for my two boys.


  • Renee

    My financial goals are to have an emergency fund by Dec 2016, pay off my car by 2019 and pay off my student loan by 2026. #mmsweepstakes

  • Elnore Adams

    Following the advice given regarding rebuilding credit, my credit score move fro 600 to 700+ Woo! Hoo! heading for 800 thank you Budgetnista

  • KimHasSpoken

    My financial goal is to have an emergency fund of $2,500 by December 2016 and, pay off my medical bill ($1,800) by December as well. #MMSweepstakes

  • Sonya

    My financial goals: No longer be an ostrich when it comes to dealing with financial matters – to be debt free (all debt, student loans, irs, etc.), to buy my own home, to be in a position financially to give and help my family and others, and to live life free from financial worries, by January 2017. #MMSweepstakes

  • Natalie Stewart

    My financial goals: to be debt free in five years, increase my income, start my retirement, savings, investing, homeowner, children’s schooling…five year goal

  • shic

    My financial goals are to be able to live. I’m upside down in every thing. I started my business this year and it has been hard as heck. So attempting to keep my business going I have fallen behind in every thing. I need this program.

  • Kelly

    My financial goals is to pay off my student loan, both of them by January and to purchase a used car by June 2017. I love this goodie Wednesday, I totally forgot I had an Ebates account!

  • MsTab

    I’m current on all of credit cards except one. However, the payment have become more than I can handle. The account has been closed. Should I begin sending something wait until I can send do better.

  • Tanyika Rickard

    My financial goals are to save 20k in 2017, pay off all credit cards and purchase a house.

  • Nikko Holt

    My financial goals are to have an emergency fund and a Disney fund for Summer 2018.

  • Jhoni Davis

    My Goal is to have a steady and growing $5000 emergency fund by Feb. Educate myself and raise my Credit score to 750 by the end of the year. Make over 100,000 this year.

  • Tysheka Cephas

    My financial goal is to lower my debt total to 5% of my income and have an 6 month emergency fund by 2018.

  • Susan Murphy

    Hello everyone am here to testify how i got my loan from Mr. Fredrick after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mr. Fredrick Swart who promised to help me and indeed he did as he promised without any form of delay.I never thought there are still reliable loan lenders until i meant Mr. Fredrick,who are indeed helped with the loan and changed my belief.I dont know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr. Fredrick via his email{}

    Best Regards,
    Susan Murphy.

  • Judith Williams

    My goal is to build back up my credit and keep it up. I want to purchase a house.

  • Renata Stewart

    My financial goals are to pay off cc debt by 4/2019. Raise my credit score above my current 720 score. I will be retiring in 12 years and don’t want the burden of debt.

  • Evette Noel

    My goals are as follows: pay off loans, get cc debt to 50% or lower, payoff car , work on savings August2018

  • Pamela Freeman

    Awesome first week. Savings account opened by Self Lender and saved 30 dollars on birthday coupon for Benihana.

  • Vanessa Burns

    I have a question. Tiffany mentioned using a credit card to pay a bill (She used Netflix as an example) and use your bank account to pay the credit card bill in full each month. My question is when do you pay the credit card bill to avoid interest? Is it as soon as the bill comes or do you pay it before the bill is even generated?