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Transform Your Finances 
And Live Richer.

Get started on your financial freedom plan today.

A Welcome Message 

From The Budgetnista

Take control of your finances and future.

Start with our helpful free resources the Live Richer 
Challenges.
Start your adventure here.
  • BUY A HOME

    This challenge will help to get you prepared to purchase a home in 22 days.
    Home Buying Challenge

    NET WORTH 

    This challenge will help you raise your net worth by decreasing your debt and increasing your income and assets in 22 days.
    Net Worth Challenge
    increase-credit-score

    MORE RESOURCES

    Get access to The Budgetnista's favorite resources to use during the financial freedom journey.
    Other Resources 
  • BUDGETING

    This challenge will help you achieve your budgeting and other financial goals in 36 days.
    Fundamentals Challenge

    CREDIT REPAIR

    This challenge will help you raise your credit score and clean up your credit report in 22 days.
    Credit Challenge
    Ways to increase net worth

    SAVING

    This financial challenge will help you achieve your savings goals in 22 days.
    Savings Challenge
  • The Budgetnista really helped me understand how credit works and how to use it to my advantage. I wouldn't have believed I could ever have good credit!. My score jumped by 173 points and I saved over $500!

    DESHAYLA D.

  • My credit score has Jumped like Jordan by 150 points! We [also] saved $10,000, started naming our accounts, took accountability and started with what we had to increase credit score, purchase a brand new home. 

    BRENDA P.

  • I bought my first home this year with only a part time job. The lessons that I have applied to my life are PRICELESS and now I am able to share what I have learned with family and friends!

    SHAONNAH H.

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EXPLORE RECENT

Blog Posts

How To Kick Your Wallet’s Summertime Sunken Place

Rooftop bars, weekends away, new swimsuits, food trucks… if you’ve had any fun this summer, chances are your wallet is already aching. With only a few short weeks of summer left and the remaining days filling up with expensive activities, most of us are feeling some intense money guilt (or straight up dread) right about […]

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My favorite (fun) tool to teach kids to save.

Remember being in bed as a little kid and barely being able to sleep because your birthday was in the morning? And you just KNEW that everyone had been getting all those hints you'd been dropping about that brand new bike you wanted. You know, the one with the candy coated paint, 3 speed settings, […]

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Five Steps to Begin Saving for Retirement in Your Twenties

 How do I begin to plan for retirement in my 20s? It's a great question! In fact, it’s the second most-asked question when it comes to early retirement planning. Here (unfortunately) is the first most popular question: Why should I start planning for retirement in my 20s? Why?!  Because it’s your younger Self’s responsibility to take care of your […]

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LRC Homebuying Edition - Day 22: LIVE RICHER

New to the Live Richer Challenge: Homebuying Edition? Learn more about it HERE. Need to catch up? Click on the link where you left off and then come back! Day 15:  Your Collateral Day 16: Mortgage Insurance Day 17: Compliance Day 18: Your Home Team Day 19: The Loan Process Day 20: Review, Reflect, Relax Day […]

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Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 bestselling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
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