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Take control of your finances and future.

Start with our helpful free resources the Live Richer Challenges. Start your journey here.

  • BUY A HOME

    This challenge will help to get you prepared to purchase a home in 22 days.
    Home Buying Challenge

    NET WORTH 

    This challenge helps you raise your net worth by decreasing debt and increasing income and assets in 22 days.
    Net Worth Challenge
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    MORE RESOURCES

    Get access to The Budgetnista's favorite resources to use during the financial freedom journey.
    Other Resources 

  • BUDGETING

    This challenge will help you achieve your budgeting and other financial goals in 36 days.
    Fundamentals Challenge

    CREDIT REPAIR

    This challenge will help you raise your credit score and clean up your credit report in 22 days.
    Credit Challenge
    Ways to increase net worth

    SAVING

    This financial challenge will help you achieve your savings goals in 22 days.
    Savings Challenge

Financial Education for Children

It's Mali's sixth birthday and she's excited! As more and more guests arrive, so do more and more gifts. But when her presents start to push her guests out of the house, Mali has to learn some important lessons about the things that matter most.
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  • The Budgetnista really helped me understand how credit works and how to use it to my advantage. I wouldn't have believed I could ever have good credit!. My score jumped by 173 points and I saved over $500!

    DESHAYLA D.

  • My credit score has Jumped like Jordan by 150 points! We [also] saved $10,000, started naming our accounts, took accountability and started with what we had to increase credit score, purchase a brand new home. 

    BRENDA P.

  • I bought my first home this year with only a part time job. The lessons that I have applied to my life are PRICELESS and now I am able to share what I have learned with family and friends!

    SHAONNAH H.

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EXPLORE RECENT

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5 Ways to Thrive Through a Recession
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In February 2020, the United States economy officially entered a recession (when a country experiences an economic downturn for at least 6 consecutive months). Because of COVID-19 and the recession, over 30 million jobs have been lost. This is important to note because one of the markers of a recession is a sharp increase in […]

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The Budgetnista’s Favorite Things for 2021
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Cash back and savings, rewards and discounts, investments and deposits in large amounts, and credit checks for FREE… These are a few of my faaaavvvoorite things!

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Save, invest and grow with Acorns
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One of my favorite saving and investing apps is now making it easier for you to save, grow, and learn about your spare change.

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Letter To My Teenage Self: Money Lessons
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Dear Young Tiff, Whew! What a time to be young, smart, and living it up at college…  It’s me, your 40-year-old self coming by to encourage you and drop off some of the gems I’ve picked up along the way. Believe me… they’re plentiful, but I’ll just focus on money for now.  Nope, not your […]

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Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
DISCLAIMER: Please read this Disclaimer carefully before using the www.thebudgetnista.com Website (the "Website") operated by CLD Financial Life ("us," "we," "our") as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

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Tiffany “The Budgetnista” Aliche is not a lawyer, accountant, credit analyst or investment broker. Information Tiffany Aliche provides during her presentations is for informational and educational purposes only. Tiffany Aliche assumes no responsibility or liability for any errors or omissions in the content provided. The content Tiffany Aliche shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Tiffany’s personal experience wherein she increased her credit score, reduced her taxes, increased her earnings and shifted her business organization. Any reference to credit scores that “Jump like Jordan” should be taken figuratively—not literally. Any reference to credit scores that Jump like Jordan is not a guarantee that your score will increase similar to Tiffany Aliche.

Tiffany Aliche’s personal success is not a reliable indicator of future results. It is very important to do your own analysis before making any financial, legal or accounting decisions based on your own personal circumstances. You should take independent financial advice from a professional, or independently research and verify any information before implementing any information that Tiffany Aliche shares and you wish to rely upon.

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