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Take control of your finances and future.

Start with our helpful free resources the Live Richer Challenges. Start your journey here.
  • BUY A HOME

    This challenge will help to get you prepared to purchase a home in 22 days.
    Home Buying Challenge

    NET WORTH 

    This challenge helps you raise your net worth by decreasing debt and increasing income and assets in 22 days.
    Net Worth Challenge
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    MORE RESOURCES

    Get access to The Budgetnista's favorite resources to use during the financial freedom journey.
    Other Resources 
  • BUDGETING

    This challenge will help you achieve your budgeting and other financial goals in 36 days.
    Fundamentals Challenge

    CREDIT REPAIR

    This challenge will help you raise your credit score and clean up your credit report in 22 days.
    Credit Challenge
    Ways to increase net worth

    SAVING

    This financial challenge will help you achieve your savings goals in 22 days.
    Savings Challenge

Financial Education for Children

It's Mali's sixth birthday and she's excited! As more and more guests arrive, so do more and more gifts. But when her presents start to push her guests out of the house, Mali has to learn some important lessons about the things that matter most.
More About the Book
  • The Budgetnista really helped me understand how credit works and how to use it to my advantage. I wouldn't have believed I could ever have good credit!. My score jumped by 173 points and I saved over $500!

    DESHAYLA D.

  • My credit score has Jumped like Jordan by 150 points! We [also] saved $10,000, started naming our accounts, took accountability and started with what we had to increase credit score, purchase a brand new home. 

    BRENDA P.

  • I bought my first home this year with only a part time job. The lessons that I have applied to my life are PRICELESS and now I am able to share what I have learned with family and friends!

    SHAONNAH H.

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Dear Young Tiff, Whew! What a time to be young, smart, and living it up at college…  It’s me, your 40-year-old self coming by to encourage you and drop off some of the gems I’ve picked up along the way. Believe me… they’re plentiful, but I’ll just focus on money for now.  Nope, not your […]

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Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
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