Scores

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Week 4: Credit

Today’s Easy Financial Task: Get your free credit score(s) (not to be confused with your credit report)

How to rock this task :

  • Go to www.creditkarma.com and sign up (it’s free)
  • Get your free credit score in minutes
  • Get familiar with Credit Karma – it’s an awesome site with a ton of resources

I’m pretty excited to share this week’s tasks with you. Why? Because I’m going to show you how to raise your score as much as 100 points in 1 year!

FYI: credit score ranges from 300 – 850

751– 850  Excellent

701 – 750  Good

641 – 700  Fair

581 – 641  Poor

300 – 580  Very Poor

Let’s get started.

Today I want you to get your credit score. This is not to be confused with yesterday’s task of getting your credit report.

Credit scores are usually $9 or more, but who wants to pay that? There are a couple of places where you can get a free credit score.

1) www.CreditKarma.com: Not only does Credit Karma give you your TransUnion & Equifax score and report for free, it educates you about your whole report in an easy-to-understand way.

2) Your bank: Many banks will give their customers their credit scores for free, so head to the closest bank branch and ask.

Remember: there are three main credit-reporting agencies: Experian, TransUnion, and Equifax. That means three reports and three scores.

Once you get your score, don’t worry if it’s low… in a couple of days I’ll show you how to make it jump like Jordan!

Time to check in with your accountability partners. Have they gotten their credit reports and scores? Share how you’re feeling in the comments below.

Today I used @creditkarma to check my credit scores for FREE! Day 23 #LIVERICHERChallenge Click To Tweet

Live richer,

Tiffany

You can reach out to me here:

twitter: @thebudgetnista

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