New to the Live Richer Challenge: Credit Edition? Learn more about it HERE.
WEEK 1: Credit Knowledge
This Week’s Goal: To learn what credit is, how to get your credit report for free, and how areas of your credit report impact your credit score.
Day 1: Credit Goals
Today’s Easy Financial Task: Identify, write down, and share your credit goals.
How to rock this task:
- List up to two specific goals for your credit
- Write down your goal(s)
- Share them (tell me, tell a friend, or share your goals in the Dream Catcher Facebook Group)
Welcome to the the first week of the Challenge. Woot! Woot!
Our mission this week is to tackle the fundamentals of credit including what’s on your credit report and how your credit report is used to calculate your credit score. A solid understanding of these basics is what will help you achieve long-term credit score growth and maintenance.
Are you excited?! I am!
On the first day of each Live Richer Challenge, we tackle our goals. The Credit Edition is no different. Let’s get started.
I want you to identify two specific credit goals you want to work on during this Challenge, and what goals you want to continue working on after this Challenge comes to a close.
Know this: your credit score may not improve by leaps and bounds overnight, or within the three weeks of this Challenge. Buuuuut, making a commitment to do what’s necessary to improve your credit long-term will produce the results you desire.
Take me for example. I was able to increase my credit score by over 200 points (from 547 to 750) in a year and a half. It’s possible folks!
Make sure you write down when and how you plan to achieve your credit goals.
Not sure how to make your credit goal(s) happen? Don’t worry!
Next week, I’ll be giving you tasks to work on that will help you clean up your credit report and increase your credit score. You can always update your “how” as we move forward with the Challenge.
Next, write down your goals and post them somewhere. I created a free goal sheet for you. Get it HERE.
Don’t forget, you need to pick an accountability partner(s).
I suggest picking a friend or organizing a group of people who want to do the Challenge with you, so you’re both on the same page.
You can also head into the Dream Catcher Facebook Group to find other Dream Catchers who are working through the Challenge as well.
Before you leave, can you do me a favor? I want to make sure every woman that needs help with her finances receives it…for free. Here’s how you can help. Create and share your LRC: Credit Edition picture on your social media pages. Especially Facebook and Instagram.
Let everyone know that you are a part of a movement! Doing so will encourage someone else to join.
- Grab and download and your favorite profile picture directly from Facebook. This will guarantee the perfect fit inside the box.
- Create your picture, here. Link: www.lrcprofilepic.com
- Share it on your social media platforms, especially Facebook and Instagram
- Tag me, @TheBudgetnista & @Magnify_Money and use hashtags #LiveRicherCredit
NOTE: Works best when created on your computer. Try that if it doesn’t work on your phone.
—Today I will write down and share my credit goals. Day 1: #Lrccredit Click To Tweet
WHAT ARE YOUR GOALS?! Share in the comments below!
You can also reach out to me here:
Facebook: The Budgetnista
Private Forum: Dream Catchers : LIVE RICHER
I can’t wait to hear what you’ll be working on!
P.S. Don’t forget to get your free Live Richer Challenge: Credit Edition Starter Kit. Get it here.
P.P.S. Here’s a copy of the Challenge Calendar. It’s a fun way to keep track of your progress.
*** Need Help? Feeling Overwhelmed? Want to work with someone one-on-one to improve your credit? Netiva “The Frugal CrediTnista” is offering her renowned, full credit improvement services & consultations at a special discounted price just for Dream Catchers! Learn more and get the help you need, HERE. ***
Want to work through the Live Richer Challenge: Credit Edition in a workbook? It’s part of a bestselling series and has already hit #1 on Amazon! Get your copy below.
My Lisa Rule: I have 4 sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters, I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.
What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to either. YOU are my Lisas. I feel protective over you and your financial journey.
The products and services I recommend pass my Lisa Rule. Yes, I may be an affiliate and earn a commission off of referrals, but I would not recommend a product or service that I didn’t believe was helpful and useful.
- affordable living
- ask the budgetnista
- budgeting & saving
- business tips
- buy car
- Consumer reports
- creative summer fun
- credit cards
- credit report
- credit score
- Financial help
- identity theft
- LIVE RICHER Challenge
- live richer credit
- live richer net worth
- money mindset
- reduce spending
- save on groceries
- side hustles
- small business
- student loans
- summer fun
- summer fun on a budget
- thank you
- The Frugal FAB 5
- travel tip
- value added
- ways to save
And I heard her say…
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