As much as I love being without debt, it is not a tool used for wealth building. This myth has to be addressed because I’ve seen the sometimes harsh realities of too much focus on debt and a lack of focus on building long term wealth.

Ever get to the end of the month (or worse yet, mid-month) and think, “Wait, where did all my money go?” We hear time and time again that it's important to spend less... but no one REALLY shares how to make that happen –– in a practical way. So here I am with some simple […]

Saving money isn’t always fun. There, I said it! And, when you have to rely on yourself to take the money that’s sitting oh so prettily in your checking account... and manually move it over to a savings account... at your same bank... a few doors down from your forever-BFF checking account… it’s even less […]

Okay, time to rip the band-aid off a very uncomfortable topic: DEBT.  Ever had this feeling? You go to the mailbox and quickly sift through the contents. Behind a pile of junk mail, you see that monthly credit card statement from your credit card company and immediately experience heart palpitations. Whew! Trust me, I know […]

Let me guess Dream Catcher… you want to improve your credit, right? Nope, I’m not psychic; easy guess because credit is the #1 request for help in my inbox. Everyone wants better credit, and even folks with great credit, want great-er credit. Lol! The big fuss? Bad credit makes for a very expensive life; you […]

Lean in… let's have a convo about investing.  Wait! Don't run! I know the idea of investing can be equally frustrating and overwhelming. I've seen it time and again in my 10+ years as "The Budgetnista" (and done it myself). Women are more than willing to track expenses... create budgets... save money... and pay off […]

The Empower app is quickly becoming one of my favorite ways to budget, earn, and save… MINUS all the hard work. It carefully analyzes your money habits to help you grab hold of your daily spending and turn any extra coins it finds -even if it’s only pennies or a few bucks- into a growing savings pile that earns daily interest.