LRC Fundamentals Day 23: Credit Score

LRC Fundamentals Day 23: Credit Score

By TheBudgetnista -  Tags: , ,


New to Live Richer Challenge: The Fundamentals? Learn more about it HERE.

Need to catch up? Click on the link where you left off and then come back!

Day 17: Debt Repayment

Day 18: Verify Your Debt

Day 19: Stop the Calls

Day 20: Your Rights

Day 21:  Review, Reflect, Relax 

Day 22: Credit Report

Week 4: Credit

Today’s Easy Financial Task: Get your free credit score(s) (not to be confused with your credit report)

How to rock this task :

  • Go to Credit Sesame and sign up (it's free)
  • Get your free credit score in minutes
  • Get familiar with Credit Karma - it’s an awesome site with a ton of resources

I’m pretty excited to share this week’s tasks with you. Why? Because I’m going to show you how to raise your score as much as 100 points in 1 year!

FYI: credit score ranges from 300 – 850

751-- 850  Excellent

701 – 750  Good

641 – 700  Fair

581 – 641  Poor

300 – 580  Very Poor

Let’s get started.

Today I want you to get your credit score. This is not to be confused with yesterday’s task of getting your credit report.

Credit scores are usually $9 or more, but who wants to pay that? There are a couple of places where you can get a free credit score.

1) Credit Sesame: Get your free credit report, score and your Credit Report Card at my favorite place.

2) Your bank: Many banks will give their customers their credit scores for free, so head to the closest bank branch and ask.

Remember: there are three main credit-reporting agencies: Experian, TransUnion, and Equifax. That means three reports and three scores.

Once you get your score, don’t worry if it’s low… in a couple of days I’ll show you how to make it jump like Jordan!

Time to check in with your accountability partners. Have they gotten their credit reports and scores? Share how you're feeling in the comments below.

Today I used @creditkarma to check my credit scores for FREE! Day 23 #LIVERICHERChallenge Click To Tweet

Live richer,


You can reach out to me here:

twitter: @thebudgetnista

instagram: @thebudgetnista

Facebook: The Budgetnista

Private Forum: Dream Catchers : LIVE RICHER

(If you’re new to the Dream Catchers: LIVE RICHER forum make sure to fill out the questionnaire HERE before requesting to join.)


*** Have you just started the Challenge? Want to catch-up? Want to do the Challenge again later? Want to work through the LIVE RICHER Challenge in a workbook as well? You can do it ALL with the LRC Book. Get it here NOW: LIVE RICHER Challenge Book ***

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Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
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