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The Best Financial Advice Came from My Mother

The Best Financial Advice Came from My Mother

By TheBudgetnista -  Tags: ,

My mother, Sylvia Aliche


In honor of Mother's Day, I want to share with you the best financial advice I've ever received. You might think that it came from my father (whom I always talk about). He was a Chief Financial Officer and has both a Bachelors and a Masters degree in  Finance and Economics. Although the vast majority of what I know about finances came from him, the best advice came from my mother.


My mother and father.


My mother, Sylvia Aliche, is quite a remarkable woman. I can remember crying to her while in college because I was unsure of what major to choose. I was afraid to follow my heart, because what my heart wanted didn't seem to pay much or seem prestigious enough. (I wanted to be a teacher)

It was then that she gave me the best piece of (financial) advice I ever received.  She said, "Hard work makes your dreams possible." She told me no matter what I chose, as long as I worked hard, I could accomplish all that I set my mind too. She taught me not to chase after money, but instead do my best in what I was passionate about and money would come.


Me and my mommy. 🙂



I can remember her exact words as we sat on my bed. She came into my room because my father said that now that I was almost a junior in college, it was time to pick a major. I panicked and sought refuge in my room because I was scared of what the unknown future held for me. My mother sat with me and called me by my African name, Odochi (O-dough-chee)). She said....

"Odochi, you can chose to be a garbage collector and that would be fine. All I want is for you to be the best garbage collector ever and eventually own your own garbage collection company. Always strive to do and be your best and no matter what you choose, if you work hard, you'll have more than enough."


My 4 sister's and I.

My 4 sister's and I.

While growing up, I constantly doubted my ability, but my mother never did. She always pushed me to do better, reach higher, dream bigger. Eventually I began to believe too and now I run a successful financial education firm (The Budgetnista), which helps thousands of women worldwide to LIVE RICHER lives. Although I received my Bachelors degree in Business, I listened to my mother and after graduation, chose instead to become a teacher. I spent 10 years in the classroom and loved helping children see and reach their potential, just as my mother had helped me.


The United Way honored me with the Miracle Maker Award. My mother came to support me.

The United Way honored me with the Miracle Maker Award. My mother came to support me.

I no longer work for a particular school, but I’m still a teacher via The Budgetnista. And now the world is my classroom.

A couple of years ago, my mother took her own advice and after she and my father raised and college educated 5 daughters, she went back to school to get her own Masters degree. At the start of her journey back to school, she barely knew how to use the computer. Lol! I remember her asking me and my sisters to type her hand-written papers and me giving her the same lecture she gave me when I was a child; “If I do your work for you, you’ll never learn”. Sorry-not-sorry. 🙂


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At graduation, she was inducted into the Honor Society of Nursing and graduated Summa Cum Laude. Needless to say, her computer skills have vastly improved. I could not be prouder of my mother. With grace and patience she's guided me to be my best Self. I love you Mommy. Happy Mother's Day!



Global Connections for Women Foundation honored me as a GC4W 2015 Global Women Champion. My mother came to support me.


You were right, as usual....

"Hard work makes your dreams possible"

Live richer,


Question: What's the BEST advice your mother has given you? Share in the comments below. 



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Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
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