The Live Richer Academy is open to new members! Click here to learn more.

LRC Credit Edition - Day 3: Grab Free Credit Reports

LRC Credit Edition - Day 3: Grab Free Credit Reports

By TheBudgetnista -  Tags: ,

credit-reports

New to the Live Richer Challenge: Credit Edition? Learn more about it HERE.

Need to catch up? Head here and then come back!

Day 1: Credit Goals

Day 2: Credit Basics


Week 1: Credit Knowledge

Day 3: Grab Free Credit Reports

Today’s Easy Financial Task: Get your free credit report(s)

How to rock this task:

Hey there Dream Catchers! It’s Day 3 of the Challenge. Guess what?

Once a week during the Challenge, I’ll bring the daily task to you through a video.

Take a moment to watch the video below!

Remember, this week is ALL about Credit Knowledge. That means I want you to understand what credit is and how it truly works. Next week you'll begin to the work toward fixing your credit. Woot Woot!

Back to your task....

Today is all about getting your credit report(s) for free and knowing how to read your credit report(s).

Remember, you have three credit reports because there are three different major credit reporting agencies -  Experian, Equifax, and TransUnion.

How to Grab Your Free Credit Report(s)

Each of the credit bureaus allows you to get one free credit report every 12 months. You can get your reports all at once, or you can space them out throughout the year.

To pull your credit report, you can contact each credit bureau here:

You can also get it through one of my favorite sites, www.annualcreditreport.com. (in case you didn't get it yesterday). 


What I like about this site is that not only do you get your credit report for free, they teach you how to read, improve and maintain it for free too! It will not ask for your credit card. It will ask you to verify information that only you know about. Make sure you have access to a printer so you can print each one or save as a .pdf to access it later.

Yesterday, we went through an overview of the information that appears on your credit report.

Today, I have a super awesome downloadable from Magnify Money that, along with the video above, can assist you in reading the credit report you pull from today’s task.

Download and READ the Booklet HERE.  

If after reading your credit report you find errors or incomplete records, don’t be alarmed!

We will discuss how to clean up your credit report next week.

If you have any questions, remember, I’m here for you. Leave a comment below.

Don’t forget to reach out to your accountability partners and check into the Dream Catchers: LIVE RICHER group.

*** BONUS: Need a financial pick-me-up? I was a guest on HerMoney a podcast hosted by Jean Chatzky (of the Today Show): I share how I'm able to use my money to LIVE RICHER and how YOU can too!

Listen HERE.

Share what you’ve learned today with your tweeps:

Today I learned how to pull my credit report for free. Day 3: #Liverichercredit Click To Tweet

Live richer,

Tiffany

P.S. Don’t forget to get your free Live Richer Challenge: Credit Edition Starter Kit. Get it HERE
P.P.S. Here’s a copy of the Challenge Calendar. It’s a fun way to keep track of your progress.

lrcccalendar

You can also reach out to me here:

Twitter: @thebudgetnista

Instagram: @thebudgetnista

Facebook: The Budgetnista

Private Forum: Dream Catchers : LIVE RICHER


*** Need Help? Feeling Overwhelmed? Want to work with someone one-on-one to improve your credit? Netiva "The Frugal CrediTnista" is offering her renowned, full credit improvement services & consultations at a special discounted price just for Dream Catchers! And there's also a FREE Live Richer Credit Repair Toolkit with your name on it! Learn more and get the help you need, HERE. ***

Want to work through the Live Richer Challenge: Credit Edition in a workbook? It's part of a bestselling series and has already hit #1 on Amazon! Get your copy below.

--

My Lisa Rule: I have 4 sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters, I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.

What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to either. YOU are my Lisa's. I feel protective over you and your financial journey.

The products and services I recommend pass my Lisa Rule. Yes, I may be an affiliate and earn a commission off of referrals, but I would not recommend a product or service that I didn’t believe was helpful and useful.

Get FREE Weekly Goodies!

Join the mailing list to get FREE weekly budgeting goodies directly to your inbox.
Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
DISCLAIMER: Please read this Disclaimer carefully before using the www.thebudgetnista.com Website (the "Website") operated by CLD Financial Life ("us," "we," "our") as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Website.

Tiffany “The Budgetnista” Aliche is not a lawyer, accountant, credit analyst or investment broker. Information Tiffany Aliche provides during her presentations is for informational and educational purposes only. Tiffany Aliche assumes no responsibility or liability for any errors or omissions in the content provided. The content Tiffany Aliche shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Tiffany’s personal experience wherein she increased her credit score, reduced her taxes, increased her earnings and shifted her business organization. Any reference to credit scores that “Jump like Jordan” should be taken figuratively—not literally. Any reference to credit scores that Jump like Jordan is not a guarantee that your score will increase similar to Tiffany Aliche.

Tiffany Aliche’s personal success is not a reliable indicator of future results. It is very important to do your own analysis before making any financial, legal or accounting decisions based on your own personal circumstances. You should take independent financial advice from a professional, or independently research and verify any information before implementing any information that Tiffany Aliche shares and you wish to rely upon.

Affiliate Disclaimer: We participate in the https://thebudgetnistablog.com/favorite-things/ affiliate advertising program, which is designed to provide a means for us to earn fees by linking to their products or services on our Website. The fact that we participate in this affiliate program means that https://thebudgetnistablog.com/favorite-things/ compensates us for the inclusion of links that are clicked on and our reviews.

Changes: We reserve the right to amend this policy at any time without any prior notice to you.
© Copyright 2020 - The Budgetnista Blog - All Rights Reserved
magnifier
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram