How good are you with your money?Take this 2 minute quiz to get your financial wellness score!
Click Here to Start*Bonus: Learn about my new book, Get Good with Money

LRC Fundamentals Day 34: Live Help

LRC Fundamentals Day 34: Live Help

By TheBudgetnista -  Tags: ,


New to Live Richer Challenge: The Fundamentals? Learn more about it HERE

Need to catch up? Click on the link where you left off and then come back!

Day 29: Policy Review

Day 30: Competitor Quotes

Day 31: Negotiate

Day 32: Knowledge is Money

Day 33: Investment Goals

Week 5: Insurance & Investing

Today’s Easy Financial Task: Talk to a financial advisor

How to rock this task:

  • Gather the retirement investing options from your job
  • If you don’t have a workplace retirement plan, choose two investment vehicles you’re interested in learning more about
  • Learn how to find a qualified financial advisor and make an appointment

Now that have your investment goals, it’s time to reach out to a professional for help. Choosing the right financial advisor is as important as choosing a doctor, mechanic, or childcare provider. Not only are you looking for someone who’s knowledgeable, you’re also looking for someone with whom you can build a good relationship. You should like them-- after all you’ll be sharing intimate financial details with them.

Once you gather your current or desired investment material, it’s time to find a qualified financial advisor. Not sure how? If your investments are through your job, you likely have an assigned advisor. Ask your Human Resource Department or check your statement for contact information.

If you don’t have work related investments, the best place to find an advisor is through your family, friends, and co-workers. Is there anyone you know whose retirement and investment plan you admire? Start with your accountability partners. Reach out to them and ask who helped them. Once you have at least two referrals, it’s time to interview your prospects.

Our sponsor, Prudential is a great place to find a financial advisor near you. Reach out to one near you here & tell them The Budgetnista sent you:

When you find a few you like, use the questions below to help you narrow down which advisor is right for you.

According to Forbes, here are the ten questions you should ask your potential financial advisor:

1. Are you a fiduciary?

A fiduciary is a person who has to place the client’s interest ahead of his or her own. Fiduciaries must also disclose what their fees are, how they’re compensated, and any other conflicts or potential conflicts of interest that might influence an individual's decision to use their services. (Forbes)

2. How much are your services, and how you do you charge for them?

Note: There are a number of ways that financial advisors are paid. This article explains some of the ways: HOW FINANCIAL ADVISORS GET PAID

When looking for an advisor, look for one that suits your desired payment method.

3. What licenses, credentials, or other certifications do you have?

4. What services do you/does your firm provide?

5. What types of clients do you specialize in?

6. Could I see a sample financial plan?

7. What is your investment approach?

8. How much contact do you have with your clients?

9. Will I be working only with you or with a team?

10. What makes your client experience unique?

Remember, the way to truly gain wealth is through investing, so make sure you start today by getting professional help.

twitter: TheBudgetnista

Instagram: @TheBudgetnista

Facebook: The Budgetnista

I will find a financial advisor. Thank you @PrudentialBYC. Day 34. #LIVERICHERChallenge #pruwomen Click To Tweet

Do you have a financial advisor? If not, do you feel a little more confident about finding one?  Share your thoughts with me in the comments below & in our LRC Forum(If you're new to the Dream Catchers: LIVE RICHER forum make sure to fill out the questionnaire HERE before requesting to join.)

Live richer,


*** Have you just started the Challenge? Want to catch-up? Want to do the Challenge again later? Want to work through the LIVE RICHER Challenge in a workbook as well? You can do it ALL with the LRC Book. Get it here NOW: LIVE RICHER Challenge Book ***

Screenshot 2015-01-28 10.11.15



My Lisa Rule: I have 4 sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.

What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to. YOU are my Lisa. I feel protective over you and your financial journey.

The products/services mentioned in this post pass my Lisa Rule. Yes, I'm an affiliate, but I would not recommend a product or service that I didn’t believe was helpful and useful. 

Get FREE Weekly Goodies!

Join the mailing list to get FREE weekly budgeting goodies directly to your inbox.
Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 best selling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
DISCLAIMER: Please read this Disclaimer carefully before using the Website (the "Website") operated by CLD Financial Life ("us," "we," "our") as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Website.

Tiffany “The Budgetnista” Aliche is not a lawyer, accountant, credit analyst or investment broker. Information Tiffany Aliche provides during her presentations is for informational and educational purposes only. Tiffany Aliche assumes no responsibility or liability for any errors or omissions in the content provided. The content Tiffany Aliche shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Tiffany’s personal experience wherein she increased her credit score, reduced her taxes, increased her earnings and shifted her business organization. Any reference to credit scores that “Jump like Jordan” should be taken figuratively—not literally. Any reference to credit scores that Jump like Jordan is not a guarantee that your score will increase similar to Tiffany Aliche.

Tiffany Aliche’s personal success is not a reliable indicator of future results. It is very important to do your own analysis before making any financial, legal or accounting decisions based on your own personal circumstances. You should take independent financial advice from a professional, or independently research and verify any information before implementing any information that Tiffany Aliche shares and you wish to rely upon.

Affiliate Disclaimer: We participate in the affiliate advertising program, which is designed to provide a means for us to earn fees by linking to their products or services on our Website. The fact that we participate in this affiliate program means that compensates us for the inclusion of links that are clicked on and our reviews.

Changes: We reserve the right to amend this policy at any time without any prior notice to you.
© Copyright 2020 - The Budgetnista Blog - All Rights Reserved
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram